Hi, it’s Dave Holland with Veterans National Mortgage.
This is a really common question in the mortgage world. People want to know how much home that they can afford so that they can begin shopping for homes. You don’t want to start looking at homes that are 700,000 or 600,000 if you can only afford 400,000.
Shopping for a home is a lot more involved than just a credit score. When you contact a mortgage advisor, they need to look at your credit, your income, your assets, your job time. All of these factors come into play. When you’re pricing out your loan, another factor that’s very important is your interest, what your interest rate is and how much the fees are, how much down payment will you need?
All of these things affect your ability to purchase that home. Interest rate is a very important factor when you’re looking at how much home that you can afford, the difference between one mortgage company and another mortgage company could be up to 1% that 1% can equate to a hundred thousand dollars in purchase power.
That’s very important. So what do I need to do in order to find out how much can I afford? The first part is to just contact us and we can help walk you through it. You can either do an online application or over the phone, and we can do a soft credit check to see where your debt is in relation to how much that you make.
We also need some documents to calculate your income. Believe it or not, we can actually tell you in about a minute if you qualify for a certain home that you’re looking at, we don’t need blood, sweat, and tears in order to give you an accurate idea of how much that you can afford. Your opportunity is right now, we can tell you in less than a minute, how much you qualify for without pulling your credit. You can apply online or give us a call for a free quote.
“So what do I need to do in order to find out how much can I afford? The first part is to just contact us and we can help walk you through it. ”
We can tell you how much you qualify for in one minute, our phone number is (888) 922-2022. You can also go to our website at veteransnationalmortgage.com. Just click the apply button, and we can tell you how much that you can afford.
Thank you very much, and veterans national Morgans is excited to be part of your next purchase.
You may also be interested in knowing aboutA Comprehensive Guide to Understanding the VA Home Loan Benefit >> HERE <<
Veterans National Mortgage | NMLS #2006604 – NMLS Consumer Access Portal
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